Dual Occupation Disclosure

As a Carte Wealth Management Inc. Representative I am dually occupied as a registered Mutual Funds Salesperson, a Director/Owner of a company and a licensed Life Insurance Advisor and represent separate companies for each purpose. As such, you may be dealing with more than one company depending on the products purchased, or services rendered. Remuneration also varies with the products purchased, or services rendered. I will be representing Carte Wealth Management Inc. for the sale of mutual fund products, Kang Tax & Financial Services for tax planning and related services, and Punjab Insurance, Financial Horizon and Carte Risk Management Inc. for the sale of life insurance products and services. The business activities of the company for which I am a Director/Owner, and the business of life insurance, are not the business of, or under the supervision of Carte Wealth Management Inc., and Carte Wealth Management Inc. will not be liable or responsible for such activities.