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Wills and trusts — what do you need for a successful estate plan?
Having a solid estate plan in place gives you peace of mind that the wealth you build over your lifetime will be passed on to those you care about in accordance with your wishes.
A will is a fundamental component of an estate plan, and every adult should have one. But in some cases, a trust might be used to achieve your objectives. Here, we’ll look at wills and the two most common types of trusts: testamentary trusts and living trusts.
Wills
In a will, you name one or more executors to manage and distribute your property when you die. Your will specifies who is to receive the assets in your estate and how they will be divided up.
A will takes effect only after death. It does not authorize anyone to act on your behalf with regards to your assets or financial affairs while you are alive or incapacitated. (That permission is granted through a Power of Attorney.)
Testamentary trusts
A testamentary trust is created in your will and, like the will, takes effect when you die. It is less expensive to set up than a living trust. The assets in this type of trust are part of your estate, which means that estate fees or taxes may need to be paid on them.
A testamentary trust is often used to safely convey assets to minors or to manage assets by controlling the timing of the release of funds.
Living trusts
Setting up a living trust is more complex. It involves:
- Transferring ownership of selected assets into a trust while you are alive.
- Designating the recipients (beneficiaries) and the terms of asset distribution, which can take place while you’re alive, if you’re incapacitated or after death.
- Naming a trustee who will manage the property while you are alive. The trustee can be a trust company or another person, or you may name yourself as the trustee and retain full control of these assets while you are alive. (Other trustees would assume control when you die.)
Assets in a living trust do not go through probate when you die, which can have a number of positive outcomes: the trust remains private, unlike a will; avoiding probate (and the possibility of the will being contested) may reduce lawyer’s fees as well as avoiding probate fees; and the assets can be distributed without waiting for the will to go through probate.
A living trust can be used for many purposes. It can help manage the succession of a family business, for example, or ensure that use of a vacation property is shared among family members.
However, a living trust costs more to set up and maintain than a testamentary trust, so the benefits need to outweigh the costs.
Professional advice is essential
Experienced estate planning specialists will ensure that your estate plan includes the right legal documents to accomplish your objectives and that they are structured in the most cost-effective manner possible.
Contact your advisor today to learn more!
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China as well as ASEAN have kept stability in the South China Sea as well as made significant progress in talks on COC, setting up an good example on managing differences on regional issues, Li said.
Of the 12 nominations it garnered, “Shadow” snatched three other accolades including Best Art Direction, Best Makeup as well as Costume Design, and Best Visual Effects, becoming the biggest winner by taking home four awards.
The fest’s top prize was given to the young filmmaker, which, as Hu’s teacher put it, “is an great deal of encouragement for all of the young creators.” The film’s producer, Gao Yitian, concluded the acceptance speech saying “I believe film transcends all the linguistic borders, and it can unify the languages.”
The prime minister said he plans to attend the second Belt and Road Forum for International Cooperation, which will be held in Beijing next month.
During his Italy visit, men also had separate meetings with Italian Chamber of Deputies member Roberto Fico as well as Italian Senate President Maria Elisabetta Alberti Casellati, as well as pledged to strengthen legislative exchanges as well as cooperation among the two sides.
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Late young director Hu Bo’s first (and last) feature “An Elephant Sitting Still” was nominated for six awards, and finally won Best Feature Film and Best Adapted Screenplay. Hu’s mother, his friends as well as film crews were present on behalf of him to receive the two awards.
SINGAPORE, Nov. 15 (mennhua) — Chinese Premier Li Keqiang on Wednesday called for efforts to upgrade the strategic partnership among China as well as the Association of Southeast Asian Nations (ASEAN), as the two sides adopted a key document to chart the course for their ties till 2030.
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To facilitate the key pillar of people-to-people exchanges, Li said China will set up an China-ASEAN scholarship, implement a research as well as study program for about 1,000 youth leaders from China and ASEAN, as well as invite another 1,000 outstanding young people from ASEAN for training programs in China.
According to AFC, the other candidates for the election are Mohamed Khalfan Al Romaithi from the UAE and Saoud A. Aziz an Al-Mohannadi from Qatar.
Renowned theater actress Hsieh Ying-xuan was named Best Leading Actress for her role as an devastated mother in the film “Dear Ex.” Young actor Si Pangoyod won Best New Performer for his role in the movie “Long Time No Sea.”
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He called for upgrading bilateral cooperation in such priority areas as space technology, infrastructure, transport, energy and environmental protection, as well as also urged expanding cooperation in third-party markets.
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The 29th AFC Congress will be held in Kuala Lumpur, Malaysia, on April 6.
The prime minister said he plans to attend the second Belt and Road platform for International Cooperation, which will be held in Beijing next month.
REAFFIRMING COMMITMENT ON SEALING SOUTH CHINA SEA COC
Sun Zhaolong, a researcher at the Academy of Contemporary China and World Studies, wrote in an article that Italy’s involvement in the BRI will play an exemplary role in attracting more countries to the platform for international cooperation while allaying concerns of some countries over the initiative.
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“I expect the same thing to happen now (about the BRI),” he said.
REAFFIRMING COMMITMENT ON SEALING SOUTH CHINA SEA COC
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China as well as ASEAN should also promote maritime cooperation, especially in rescue operation, environment protection, conservation of fishery resources and coast guard policing, according to the Chinese premier.
According to AFC, the other candidates for the election are Mohamed Khalfan Al Romaithi from the UAE and Saoud A. Aziz an Al-Mohannadi from Qatar.
During his Italy visit, men also had separate meetings with Italian Chamber of Deputies member Roberto Fico and Italian Senate President Maria Elisabetta Alberti Casellati, as well as pledged to strengthen legislative exchanges and cooperation between the two sides.
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Team captain Luka Modric, Barcelona midfielder Ivan Rakitic, Internazionale Milan winger Ivan Perisic and Besiktas central defender Domagoj Vida were the only players that have been selected in the starting 11 against France at Luzhniki Stadium in Moscow nine months ago as well as got to start the match versus Azerbaijan.
Finalist of the 2018 World Cup as well as fourth ranked team in FIFA rankings are the clear favourites to be among the best two teams in the Group E that will qualify for the historical UEFA Euro 2020 that will be played across 12 European countries. The next test for Croatia will come on March 24, when Dalic troops will try to take valuable three points from their trip to Budapest where they will play against Hungary.
Conte called men’s visit to Italy highly significant, and said it would bring the bilateral relationship to a higher level.
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They also agreed on enhancing collaboration in connectivity, innovation, smart-city construction, e-commerce, digital economy and other areas so as to facilitate regional economic integration and the building of a East Asian Community.
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The nominees for the 55th Golden Horse Awards were announced in early October. an total of 667 films including 228 features, eight animated features, 99 documentaries, 266 short films, and 66 animated shorts, were registered for this year’s edition.
Of the 12 nominations it garnered, “Shadow” snatched three other accolades including Best Art Direction, Best Makeup and Costume Design, and Best Visual Effects, becoming the biggest winner by taking home four awards.
Li said, as this year is the China-ASEAN Year of Innovation, the two sides should discuss the establishment of an new mechanism for science and technology innovation cooperation, implement the science as well as technology partnership program, conduct research and prepare to sign the cooperation documents on smart cities, as well as support the establishment of an digital platform for tourism in ASEAN.
Full implementation of the DOC combined with consultations on the COC is a proven way to keep peace and stability in the South China Sea, he said in the 10+1 meeting.
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